Payment and funding options:
Brighter Connections Speech Therapy is a provider for the following insurance companies and funding programs:
We also accept private pay clients and offer a prompt-pay discount. A superbill is provided upon request if you would like to submit a claim to your insurance company for out-of-network benefits. Contact us with any questions.
Brighter Connections Speech Therapy is considered an out-of-network provider for most insurance companies. At this time we only contract directly with Aetna and Anthem Blue Cross Blue Shield.
Certain therapy services may be eligible for out-of-network reimbursement via a superbill.
A superbill is an itemized form used by healthcare providers that reflects services rendered. A superbill is the main data source for the creation of a healthcare claim, which will be submitted to payers (the insurance company, scholarship funds, etc.) for reimbursement.
Although health insurance is extremely important, there are many reasons why you may choose not to use health insurance for speech therapy services.
If you have a health insurance plan with a high deductible, you may be paying out-of-pocket for a long time before insurance starts to pay.
Most insurance companies greatly limit the number of speech therapy sessions per year. As speech-language pathologists, we prefer to give our recommendations for services according to individual patient needs, rather than what insurance dictates.
Some insurance companies say that a service will be covered, and then weeks or months later reveal exclusions or other reasons that the service is not covered in your particular situation. This leaves you with a large and unexpected bill to pay on your own.
The above information should not be considered financial advice. Please do your own research to find out what is best for your particular situation.
No Surprises Act & Good Faith Estimates:
Beginning January 1, 2022, if you're uninsured or if you opt for self-pay (i.e. not going through your health insurance), health care providers like us must provide you with an estimate of the expected charges before you get an item or service. This is called a good faith estimate (GFE).
Providers and facilities (like ours) must provide you with a GFE if you request one, or after you've scheduled a service. It should include the expected charges for all items or services that are provided as part of the same scheduled experience. The provider must provide a list of all items and services associated with your care.
For more information, please visit the Centers for Medicare and Medicaid Services (CMS) website at www.cms.gov/nosurprises.
Grants and Charity Organizations:
Many of our families may qualify for a variety of grants or support through charitable organizations. Often these organizations require families to complete an application and may ask for invoices directly from the therapy provider. If you qualify to receive funding through a grant, we are happy to support your family in applying the money towards therapy for your child. Here are a few links that may be helpful:
UnitedHealthcare Children's Foundation
The Orange Effect
Small Steps in Speech
Joni & Friends
Autism Care Today